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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,588 | $159,978-22.7% | $147,041-15.9% | $145,978-15.3% |
| Participation rate | 82.6% | 84.0%-1.4pp | 82.2%+0.4pp | 80.3%+2.3pp |
| Annual return | 11.83% | 98.36%-86.5pp | 419.21%-407.4pp | 550.52%-538.7pp |
| Employer contribution / active EE | $2,676 | $5,288-49.4% | $4,935-45.8% | $4,662-42.6% |
| Participant deferral / active EE | $7,711 | $8,429-8.5% | $8,071-4.5% | $6,690+15.3% |
| Admin fee / account holder | $5,435 | $15,053-63.9% | $13,006-58.2% | $13,400-59.4% |