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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,889 | $148,582-25.4% | $135,942-18.4% | $139,456-20.5% |
| Participation rate | 90.5% | 83.9%+6.6pp | 81.9%+8.6pp | 80.3%+10.1pp |
| Annual return | 19.16% | 79.26%-60.1pp | 68.28%-49.1pp | 373.45%-354.3pp |
| Employer contribution / active EE | $2,888 | $5,245-44.9% | $4,858-40.6% | $4,753-39.2% |
| Participant deferral / active EE | $9,419 | $8,101+16.3% | $7,759+21.4% | $6,711+40.3% |
| Admin fee / account holder | $1,142 | $12,402-90.8% | $10,764-89.4% | $11,407-90.0% |