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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,466 | $135,956-71.7% | $123,894-69.0% | $273,972-86.0% |
| Participation rate | 86.7% | 84.1%+2.6pp | 81.4%+5.3pp | 83.0%+3.7pp |
| Annual return | 6.58% | 56.63%-50.0pp | 47.52%-40.9pp | 41.46%-34.9pp |
| Employer contribution / active EE | $2,493 | $5,170-51.8% | $4,617-46.0% | $4,869-48.8% |
| Participant deferral / active EE | $6,571 | $6,343+3.6% | $5,984+9.8% | $5,287+24.3% |
| Admin fee / account holder | $1,302 | $9,817-86.7% | $8,357-84.4% | $10,133-87.1% |