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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,737 | $39,132+103.8% | $57,196+39.4% | $62,881+26.8% |
| Participation rate | 93.6% | 70.5%+23.1pp | 75.3%+18.3pp | 69.3%+24.3pp |
| Annual return | -0.79% | 9.24%-10.0pp | 14.59%-15.4pp | 20.14%-20.9pp |
| Employer contribution / active EE | $3,694 | $1,874+97.1% | $2,683+37.7% | $2,281+61.9% |
| Participant deferral / active EE | $3,822 | $2,374+61.0% | $3,096+23.4% | $3,203+19.3% |
| Admin fee / account holder | $6,117 | $2,594+135.8% | $3,141+94.8% | $4,296+42.4% |