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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,328 | $45,087+20.5% | $69,483-21.8% | $72,976-25.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 74.6%+25.4pp | 69.5%+30.5pp |
| Annual return | 5.47% | 22.67%-17.2pp | 28.99%-23.5pp | 81.02%-75.5pp |
| Employer contribution / active EE | $4,494 | $2,055+118.6% | $2,780+61.7% | $2,440+84.2% |
| Participant deferral / active EE | $4,390 | $2,603+68.6% | $3,537+24.1% | $3,608+21.7% |
| Admin fee / account holder | $11,392 | $3,057+272.7% | $3,841+196.6% | $5,124+122.3% |