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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,063 | $45,050+51.1% | $63,018+8.0% | $70,126-2.9% |
| Participation rate | 98.0% | 69.5%+28.5pp | 74.8%+23.2pp | 69.5%+28.5pp |
| Annual return | 9.54% | 18.76%-9.2pp | 87.62%-78.1pp | 73.15%-63.6pp |
| Employer contribution / active EE | $4,094 | $2,052+99.5% | $2,761+48.3% | $2,343+74.8% |
| Participant deferral / active EE | $4,029 | $2,466+63.4% | $3,330+21.0% | $3,332+20.9% |
| Admin fee / account holder | $11,981 | $2,834+322.8% | $3,601+232.7% | $4,645+157.9% |