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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,411 | $46,534+29.8% | $64,097-5.8% | $75,177-19.6% |
| Participation rate | 100.0% | 65.9%+34.1pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 10.00% | 26.07%-16.1pp | 33.75%-23.7pp | 160.75%-150.8pp |
| Employer contribution / active EE | $4,377 | $1,976+121.5% | $2,750+59.2% | $2,671+63.9% |
| Participant deferral / active EE | $5,368 | $2,835+89.4% | $3,881+38.3% | $4,126+30.1% |
| Admin fee / account holder | $8,861 | $2,957+199.7% | $3,070+188.7% | $5,651+56.8% |