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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,434 | $49,255-1.7% | $70,494-31.3% | $79,856-39.3% |
| Participation rate | 98.1% | 69.2%+28.9pp | 75.1%+23.0pp | 69.6%+28.4pp |
| Annual return | 5.44% | 30.10%-24.7pp | 109.16%-103.7pp | 31.71%-26.3pp |
| Employer contribution / active EE | $3,787 | $2,100+80.3% | $2,738+38.3% | $2,471+53.2% |
| Participant deferral / active EE | $3,750 | $2,768+35.5% | $3,711+1.1% | $3,741+0.3% |
| Admin fee / account holder | $18,098 | $2,879+528.6% | $3,848+370.3% | $5,306+241.1% |