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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,117 | $174,379+60.6% | $152,093+84.2% | $138,895+101.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.64% | 74.86%-60.2pp | 66.36%-51.7pp | 145.39%-130.8pp |
| Employer contribution / active EE | $24,849 | $4,652+434.2% | $4,175+495.2% | $4,194+492.5% |
| Participant deferral / active EE | $2,711 | $6,159-56.0% | $5,451-50.3% | $6,396-57.6% |
| Admin fee / account holder | $10,522 | $16,880-37.7% | $14,497-27.4% | $12,562-16.2% |