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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,301 | $198,457+20.1% | $170,435+39.8% | $147,586+61.5% |
| Participation rate | 90.0% | 88.0%+2.0pp | 83.6%+6.4pp | 82.8%+7.2pp |
| Annual return | 8.87% | 257.30%-248.4pp | 205.94%-197.1pp | 578.59%-569.7pp |
| Employer contribution / active EE | $15,428 | $6,183+149.5% | $5,432+184.0% | $4,876+216.4% |
| Participant deferral / active EE | $3,818 | $5,629-32.2% | $4,939-22.7% | $5,439-29.8% |
| Admin fee / account holder | $58,611 | $16,852+247.8% | $13,881+322.2% | $10,886+438.4% |