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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,246 | $167,362+61.5% | $143,799+87.9% | $134,532+100.9% |
| Participation rate | 90.0% | 84.8%+5.2pp | 80.3%+9.7pp | 81.2%+8.8pp |
| Annual return | 13.64% | 0.47%+13.2pp | -0.04%+13.7pp | 418.27%-404.6pp |
| Employer contribution / active EE | $19,153 | $5,620+240.8% | $4,952+286.8% | $4,741+304.0% |
| Participant deferral / active EE | $1,625 | $6,447-74.8% | $5,638-71.2% | $6,401-74.6% |
| Admin fee / account holder | $81,710 | $18,094+351.6% | $14,677+456.7% | $11,429+615.0% |