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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,999 | $183,627+28.0% | $155,602+51.0% | $145,978+61.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.42% | 61.32%-55.9pp | 64.81%-59.4pp | 550.52%-545.1pp |
| Employer contribution / active EE | $24,557 | $5,316+361.9% | $4,675+425.3% | $4,662+426.8% |
| Participant deferral / active EE | $3,511 | $6,466-45.7% | $5,629-37.6% | $6,690-47.5% |
| Admin fee / account holder | $961 | $19,327-95.0% | $15,923-94.0% | $13,400-92.8% |