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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,977 | $181,896+21.5% | $156,551+41.2% | $273,972-19.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 0.41% | 30.74%-30.3pp | 32.23%-31.8pp | 41.46%-41.0pp |
| Employer contribution / active EE | $22,117 | $6,248+254.0% | $5,501+302.0% | $4,869+354.3% |
| Participant deferral / active EE | $4,549 | $5,550-18.0% | $4,871-6.6% | $5,287-14.0% |
| Admin fee / account holder | $127,901 | $15,560+722.0% | $13,028+881.7% | $10,133+1162.3% |