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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,886 | $198,457+146.8% | $170,435+187.4% | $147,586+231.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.97% | 257.30%-241.3pp | 205.94%-190.0pp | 578.59%-562.6pp |
| Employer contribution / active EE | $8,389 | $6,183+35.7% | $5,432+54.4% | $4,876+72.0% |
| Participant deferral / active EE | $7,995 | $5,629+42.0% | $4,939+61.9% | $5,439+47.0% |
| Admin fee / account holder | $18,668 | $16,852+10.8% | $13,881+34.5% | $10,886+71.5% |