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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,248 | $217,432+85.0% | $185,849+116.4% | $167,536+140.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.65% | 148.42%-132.8pp | 122.10%-106.4pp | 478.82%-463.2pp |
| Employer contribution / active EE | $19,839 | $5,875+237.7% | $5,169+283.8% | $4,839+310.0% |
| Participant deferral / active EE | $12,811 | $6,357+101.5% | $5,569+130.1% | $6,342+102.0% |
| Admin fee / account holder | $6,520 | $19,818-67.1% | $16,244-59.9% | $12,315-47.1% |