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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,986 | $180,459+169.9% | $154,108+216.0% | $135,380+259.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.79% | 888.21%-894.0pp | 735.21%-741.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $10,651 | $6,035+76.5% | $5,298+101.1% | $4,779+122.9% |
| Participant deferral / active EE | $11,834 | $5,806+103.8% | $5,081+132.9% | $5,609+111.0% |
| Admin fee / account holder | $10,837 | $16,145-32.9% | $13,411-19.2% | $10,828+0.1% |