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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,461 | $181,896+135.0% | $156,551+173.0% | $273,972+56.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.40% | 30.74%-21.3pp | 32.23%-22.8pp | 41.46%-32.1pp |
| Employer contribution / active EE | $8,421 | $6,248+34.8% | $5,501+53.1% | $4,869+73.0% |
| Participant deferral / active EE | $7,620 | $5,550+37.3% | $4,871+56.4% | $5,287+44.1% |
| Admin fee / account holder | $5,111 | $15,560-67.2% | $13,028-60.8% | $10,133-49.6% |