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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,390 | $167,353+122.5% | $143,797+159.0% | $134,545+176.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -12.46% | 0.48%-12.9pp | -0.04%-12.4pp | 418.37%-430.8pp |
| Employer contribution / active EE | $22,013 | $5,620+291.7% | $4,952+344.5% | $4,742+364.3% |
| Participant deferral / active EE | $14,327 | $6,447+122.2% | $5,638+154.1% | $6,401+123.8% |
| Admin fee / account holder | $18,873 | $18,096+4.3% | $14,679+28.6% | $11,431+65.1% |