Filed April 20, 2012
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Distribution (12b-1) fees; Direct pay... | $166,773 |
Filed as: GRAYSTONE CONSULTING MORGAN STANLEY Service code 16 · EIN 26-4310632 | Consulting | $37,500 |
NATIONAL FINANCIAL SERVICES4+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,644 | $37,196+44.2% | $154,107-65.2% | $55,725-3.7% |
| Participation rate | 46.2% | 64.1%-17.9pp | 83.0%-36.9pp | 70.9%-24.7pp |
| Annual return | -5.87% | 1319.68%-1325.6pp | 735.12%-741.0pp | 244.93%-250.8pp |
| Employer contribution / active EE | $825 | $1,614-48.9% | $5,298-84.4% | $2,078-60.3% |
| Participant deferral / active EE | $3,894 | $2,068+88.3% | $5,081-23.4% | $3,356+16.0% |
| Admin fee / account holder | $373 | $102+266.7% | $13,411-97.2% | $115+223.5% |