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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,068 | $27,936+190.2% | $58,561+38.4% | $75,173+7.8% |
| Participation rate | 66.7% | 38.8%+27.8pp | 50.9%+15.8pp | 67.2%-0.5pp |
| Annual return | 21.09% | 44.21%-23.1pp | 4251.33%-4230.2pp | 160.72%-139.6pp |
| Employer contribution / active EE | $1,118 | $670+67.0% | $1,053+6.1% | $2,671-58.1% |
| Participant deferral / active EE | $1,719 | $1,202+43.1% | $1,923-10.6% | $4,126-58.3% |
| Admin fee / account holder | $6,029 | $1,727+249.2% | $2,520+139.2% | $5,651+6.7% |