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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,254 | $27,632+139.8% | $61,452+7.8% | $68,486-3.3% |
| Participation rate | 62.8% | 39.5%+23.3pp | 52.6%+10.2pp | 67.9%-5.1pp |
| Annual return | -17.87% | -13.24%-4.6pp | 338.96%-356.8pp | -7.85%-10.0pp |
| Employer contribution / active EE | $941 | $696+35.2% | $1,160-18.9% | $2,597-63.8% |
| Participant deferral / active EE | $1,492 | $1,264+18.1% | $2,125-29.8% | $4,028-63.0% |
| Admin fee / account holder | $4,672 | $2,010+132.4% | $2,131+119.2% | $5,404-13.5% |