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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,856 | $34,316+68.6% | $74,722-22.6% | $72,975-20.7% |
| Participation rate | 68.5% | 42.4%+26.1pp | 54.5%+14.1pp | 69.5%-1.0pp |
| Annual return | 25.12% | 26.58%-1.5pp | 753.11%-728.0pp | 81.01%-55.9pp |
| Employer contribution / active EE | $964 | $692+39.3% | $1,084-11.1% | $2,440-60.5% |
| Participant deferral / active EE | $1,754 | $1,272+38.0% | $1,963-10.6% | $3,608-51.4% |
| Admin fee / account holder | $1,673 | $2,125-21.3% | $3,335-49.8% | $5,124-67.4% |