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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,912 | $32,117+43.0% | $71,089-35.4% | $64,173-28.5% |
| Participation rate | 70.2% | 42.7%+27.5pp | 54.6%+15.5pp | 69.6%+0.6pp |
| Annual return | -6.27% | -5.57%-0.7pp | 650.65%-656.9pp | 7.63%-13.9pp |
| Employer contribution / active EE | $759 | $712+6.6% | $1,088-30.2% | $2,381-68.1% |
| Participant deferral / active EE | $1,172 | $1,263-7.2% | $1,873-37.4% | $3,470-66.2% |
| Admin fee / account holder | $341 | $2,759-87.6% | $3,082-88.9% | $4,887-93.0% |