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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,317 | $35,183+48.7% | $73,550-28.9% | $70,126-25.4% |
| Participation rate | 78.3% | 42.9%+35.3pp | 54.9%+23.3pp | 69.5%+8.7pp |
| Annual return | 21.09% | 26.90%-5.8pp | -15.16%+36.3pp | 73.15%-52.1pp |
| Employer contribution / active EE | $878 | $709+23.8% | $1,219-28.0% | $2,343-62.5% |
| Participant deferral / active EE | $1,343 | $1,220+10.1% | $1,804-25.5% | $3,332-59.7% |
| Admin fee / account holder | $1,060 | $2,302-54.0% | $2,320-54.3% | $4,645-77.2% |