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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $140,941 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,657 | $84,993+82.0% | $130,045+18.9% | $80,157+92.9% |
| Participation rate | 65.2% | 79.5%-14.4pp | 78.5%-13.3pp | 72.9%-7.8pp |
| Annual return | 16.37% | 23.76%-7.4pp | -137.30%+153.7pp | 40.39%-24.0pp |
| Employer contribution / active EE | $3,665 | $3,051+20.1% | $4,321-15.2% | $2,977+23.1% |
| Participant deferral / active EE | $5,604 | $4,984+12.4% | $5,820-3.7% | $5,015+11.7% |
| Admin fee / account holder | $111 | $391-71.5% | $10,600-98.9% | $145-23.1% |