See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $119,092 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,778 | $82,783+84.6% | $133,956+14.1% | $90,288+69.2% |
| Participation rate | 59.8% | 81.3%-21.5pp | 79.8%-20.0pp | 73.4%-13.5pp |
| Annual return | 13.97% | 21.89%-7.9pp | 45.09%-31.1pp | 53.97%-40.0pp |
| Employer contribution / active EE | $2,978 | $2,388+24.7% | $3,919-24.0% | $2,524+18.0% |
| Participant deferral / active EE | $4,660 | $4,291+8.6% | $5,048-7.7% | $4,232+10.1% |
| Admin fee / account holder | $100 | $93+7.4% | $8,927-98.9% | $114-12.6% |