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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $145,328 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,870 | $91,746+89.5% | $146,643+18.6% | $93,010+86.9% |
| Participation rate | 60.2% | 80.9%-20.7pp | 80.1%-19.8pp | 73.9%-13.7pp |
| Annual return | 13.69% | 18.28%-4.6pp | 22.75%-9.1pp | 158.70%-145.0pp |
| Employer contribution / active EE | $3,014 | $2,815+7.1% | $4,137-27.1% | $2,705+11.4% |
| Participant deferral / active EE | $4,888 | $4,589+6.5% | $5,506-11.2% | $4,561+7.2% |
| Admin fee / account holder | $123 | $101+21.2% | $10,280-98.8% | $152-19.2% |