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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,691 | $211,105-34.3% | $178,449-22.3% | $145,978-5.0% |
| Participation rate | 45.0% | 80.8%-35.8pp | 77.1%-32.1pp | 80.3%-35.3pp |
| Annual return | 10.81% | 30.19%-19.4pp | 27.09%-16.3pp | 550.52%-539.7pp |
| Employer contribution / active EE | $2,001 | $4,569-56.2% | $3,951-49.3% | $4,662-57.1% |
| Participant deferral / active EE | $3,859 | $6,959-44.5% | $6,277-38.5% | $6,690-42.3% |
| Admin fee / account holder | $21,970 | $12,017+82.8% | $10,362+112.0% | $13,400+64.0% |