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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,207 | $226,090-50.4% | $182,531-38.5% | $152,885-26.6% |
| Participation rate | 37.5% | 82.5%-45.0pp | 78.0%-40.5pp | 82.5%-45.0pp |
| Annual return | 19.12% | 192.57%-173.4pp | 148.57%-129.4pp | 345.39%-326.3pp |
| Employer contribution / active EE | $3,002 | $4,978-39.7% | $4,075-26.3% | $4,763-37.0% |
| Participant deferral / active EE | $7,319 | $6,369+14.9% | $5,525+32.5% | $5,851+25.1% |
| Admin fee / account holder | $13,460 | $10,705+25.7% | $8,593+56.6% | $11,598+16.1% |