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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,379 | $190,879-39.6% | $160,009-27.9% | $134,532-14.2% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.0%-28.0pp | 81.2%-31.2pp |
| Annual return | -17.73% | 552.63%-570.4pp | 408.85%-426.6pp | 418.27%-436.0pp |
| Employer contribution / active EE | $1,970 | $4,995-60.6% | $4,225-53.4% | $4,741-58.4% |
| Participant deferral / active EE | $3,922 | $6,924-43.4% | $6,183-36.6% | $6,401-38.7% |
| Admin fee / account holder | $13,544 | $10,495+29.1% | $8,715+55.4% | $11,429+18.5% |