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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,486 | $202,440-36.5% | $169,390-24.1% | $139,466-7.9% |
| Participation rate | 56.3% | 81.1%-24.9pp | 77.2%-20.9pp | 80.3%-24.1pp |
| Annual return | 15.43% | 532.36%-516.9pp | 406.07%-390.6pp | 373.66%-358.2pp |
| Employer contribution / active EE | $2,176 | $4,693-53.6% | $4,013-45.8% | $4,754-54.2% |
| Participant deferral / active EE | $3,808 | $6,940-45.1% | $6,222-38.8% | $6,712-43.3% |
| Admin fee / account holder | $3,219 | $10,722-70.0% | $9,015-64.3% | $11,409-71.8% |