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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,541 | $228,395-33.2% | $185,861-17.9% | $158,982-4.1% |
| Participation rate | 33.3% | 82.3%-49.0pp | 78.0%-44.7pp | 82.0%-48.6pp |
| Annual return | 15.46% | 40.82%-25.4pp | 35.96%-20.5pp | 302.99%-287.5pp |
| Employer contribution / active EE | $1,321 | $4,968-73.4% | $4,088-67.7% | $4,763-72.3% |
| Participant deferral / active EE | $2,649 | $6,417-58.7% | $5,634-53.0% | $5,983-55.7% |
| Admin fee / account holder | $14,118 | $11,869+18.9% | $9,503+48.6% | $11,252+25.5% |