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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,587 | $85,766+229.5% | $136,298+107.3% | $70,126+303.0% |
| Participation rate | 98.1% | 74.2%+24.0pp | 81.9%+16.2pp | 69.5%+28.6pp |
| Annual return | 13.84% | 31.46%-17.6pp | 5156.27%-5142.4pp | 73.15%-59.3pp |
| Employer contribution / active EE | $9,015 | $2,966+204.0% | $4,696+92.0% | $2,343+284.9% |
| Participant deferral / active EE | $8,216 | $5,051+62.6% | $6,247+31.5% | $3,332+146.6% |
| Admin fee / account holder | $11,947 | $5,421+120.4% | $9,244+29.2% | $4,645+157.2% |