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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,083 | $77,817+235.5% | $123,553+111.3% | $64,173+306.8% |
| Participation rate | 98.0% | 74.7%+23.3pp | 82.3%+15.7pp | 69.6%+28.4pp |
| Annual return | -2.92% | 12.49%-15.4pp | 119.21%-122.1pp | 7.63%-10.6pp |
| Employer contribution / active EE | $9,584 | $3,014+218.0% | $4,628+107.1% | $2,381+302.6% |
| Participant deferral / active EE | $9,144 | $5,240+74.5% | $6,426+42.3% | $3,470+163.5% |
| Admin fee / account holder | $31,257 | $5,519+466.3% | $9,284+236.7% | $4,887+539.5% |