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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,991 | $93,617+79.4% | $135,982+23.5% | $75,177+123.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 12.71% | 30.89%-18.2pp | 68.32%-55.6pp | 160.75%-148.0pp |
| Employer contribution / active EE | $8,027 | $3,538+126.9% | $4,859+65.2% | $2,671+200.5% |
| Participant deferral / active EE | $8,828 | $6,406+37.8% | $7,760+13.8% | $4,126+113.9% |
| Admin fee / account holder | $80,083 | $6,980+1047.4% | $10,767+643.8% | $5,651+1317.1% |