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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,703 | $98,776+190.3% | $149,745+91.5% | $79,856+259.0% |
| Participation rate | 97.0% | 75.8%+21.2pp | 82.5%+14.5pp | 69.6%+27.3pp |
| Annual return | 11.08% | 27.38%-16.3pp | 276.72%-265.6pp | 31.71%-20.6pp |
| Employer contribution / active EE | $12,161 | $3,217+278.0% | $4,646+161.8% | $2,471+392.1% |
| Participant deferral / active EE | $11,684 | $5,681+105.7% | $6,843+70.7% | $3,741+212.4% |
| Admin fee / account holder | $16,796 | $6,053+177.5% | $9,312+80.4% | $5,306+216.5% |