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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,064 | $89,370+192.1% | $141,197+84.9% | $72,976+257.7% |
| Participation rate | 98.1% | 75.1%+22.9pp | 82.5%+15.6pp | 69.5%+28.6pp |
| Annual return | 16.47% | 111.88%-95.4pp | 71.41%-54.9pp | 81.02%-64.5pp |
| Employer contribution / active EE | $8,359 | $3,115+168.3% | $4,736+76.5% | $2,440+242.6% |
| Participant deferral / active EE | $8,828 | $5,419+62.9% | $6,710+31.6% | $3,608+144.7% |
| Admin fee / account holder | $57,711 | $5,957+868.8% | $10,265+462.2% | $5,124+1026.3% |