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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,181 | $176,786+7.6% | $146,643+29.7% | $167,536+13.5% |
| Participation rate | 91.7% | 83.6%+8.0pp | 80.1%+11.6pp | 82.1%+9.6pp |
| Annual return | 10.27% | 24.04%-13.8pp | 22.75%-12.5pp | 478.82%-468.5pp |
| Employer contribution / active EE | $9,648 | $5,161+86.9% | $4,137+133.2% | $4,839+99.4% |
| Participant deferral / active EE | $7,024 | $6,440+9.1% | $5,506+27.6% | $6,342+10.7% |
| Admin fee / account holder | $1,929 | $13,262-85.5% | $10,280-81.2% | $12,315-84.3% |