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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,253 | $152,612-17.9% | $125,1920% | $152,897-18.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 17.83% | 54.85%-37.0pp | 43.79%-26.0pp | 345.43%-327.6pp |
| Employer contribution / active EE | $6,039 | $4,947+22.1% | $3,866+56.2% | $4,764+26.8% |
| Participant deferral / active EE | $5,254 | $5,868-10.5% | $4,937+6.4% | $5,851-10.2% |
| Admin fee / account holder | $1,630 | $13,437-87.9% | $9,704-83.2% | $11,599-85.9% |