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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,776 | $154,193+37.3% | $130,045+62.8% | $139,466+51.8% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.5%+13.2pp | 80.3%+11.3pp |
| Annual return | 12.23% | 32.51%-20.3pp | -137.30%+149.5pp | 373.66%-361.4pp |
| Employer contribution / active EE | $13,071 | $5,292+147.0% | $4,321+202.5% | $4,754+175.0% |
| Participant deferral / active EE | $8,431 | $6,709+25.7% | $5,820+44.9% | $6,712+25.6% |
| Admin fee / account holder | $2,593 | $13,989-81.5% | $10,600-75.5% | $11,409-77.3% |