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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,092 | $144,130+7.6% | $117,861+31.6% | $147,586+5.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 12.74% | 531.20%-518.5pp | 335.11%-322.4pp | 578.59%-565.9pp |
| Employer contribution / active EE | $6,291 | $4,897+28.5% | $3,786+66.1% | $4,876+29.0% |
| Participant deferral / active EE | $6,991 | $5,316+31.5% | $4,482+56.0% | $5,439+28.5% |
| Admin fee / account holder | $1,310 | $10,887-88.0% | $8,021-83.7% | $10,886-88.0% |