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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,469 | $113,941-45.2% | $94,229-33.7% | $125,389-50.2% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -2.72% | 5.29%-8.0pp | 10.68%-13.4pp | 282.24%-285.0pp |
| Employer contribution / active EE | $438 | $4,727-90.7% | $3,587-87.8% | $4,866-91.0% |
| Participant deferral / active EE | $8,306 | $5,179+60.4% | $4,320+92.3% | $5,352+55.2% |
| Admin fee / account holder | $32,552 | $8,392+287.9% | $6,269+419.2% | $9,541+241.2% |