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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,364 | $72,012+3.3% | $185,827-60.0% | $79,858-6.9% |
| Participation rate | 98.4% | 65.8%+32.6pp | 78.0%+20.4pp | 69.6%+28.8pp |
| Annual return | 11.21% | 23.12%-11.9pp | 35.96%-24.8pp | 31.72%-20.5pp |
| Employer contribution / active EE | $1,585 | $1,965-19.3% | $4,087-61.2% | $2,471-35.9% |
| Participant deferral / active EE | $939 | $3,779-75.2% | $5,633-83.3% | $3,740-74.9% |
| Admin fee / account holder | $3,138 | $4,513-30.5% | $9,502-67.0% | $5,306-40.9% |