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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,410 | $70,879-10.5% | $189,575-66.6% | $79,391-20.1% |
| Participation rate | 95.4% | 68.0%+27.4pp | 78.4%+16.9pp | 70.7%+24.7pp |
| Annual return | 12.93% | 20.70%-7.8pp | 64.19%-51.3pp | 116.88%-104.0pp |
| Employer contribution / active EE | $1,008 | $1,806-44.2% | $4,412-77.2% | $2,428-58.5% |
| Participant deferral / active EE | $962 | $4,081-76.4% | $6,174-84.4% | $4,046-76.2% |
| Admin fee / account holder | $4,712 | $647+627.7% | $9,806-52.0% | $627+652.0% |