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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,529 | $56,484+24.9% | $169,452-58.4% | $64,173+9.9% |
| Participation rate | 98.3% | 64.5%+33.8pp | 77.8%+20.6pp | 69.6%+28.8pp |
| Annual return | -3.92% | -1.55%-2.4pp | 1.83%-5.8pp | 7.63%-11.6pp |
| Employer contribution / active EE | $1,459 | $1,832-20.4% | $4,157-64.9% | $2,381-38.7% |
| Participant deferral / active EE | $807 | $3,448-76.6% | $5,277-84.7% | $3,470-76.7% |
| Admin fee / account holder | $2,988 | $4,174-28.4% | $9,110-67.2% | $4,887-38.9% |