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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,568 | $52,519+22.9% | $155,789-58.6% | $59,633+8.3% |
| Participation rate | 100.0% | 61.7%+38.3pp | 76.1%+23.9pp | 68.7%+31.3pp |
| Annual return | -0.21% | 53.51%-53.7pp | 71.54%-71.7pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $1,121 | $1,589-29.4% | $3,839-70.8% | $2,203-49.1% |
| Participant deferral / active EE | $706 | $3,084-77.1% | $4,798-85.3% | $3,192-77.9% |
| Admin fee / account holder | $1,750 | $3,540-50.6% | $7,477-76.6% | $4,297-59.3% |