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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,120 | $70,684-24.8% | $169,390-68.6% | $75,173-29.3% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 11.12% | 36.38%-25.3pp | 406.07%-395.0pp | 160.72%-149.6pp |
| Employer contribution / active EE | $1,484 | $2,211-32.9% | $4,013-63.0% | $2,671-44.4% |
| Participant deferral / active EE | $1,154 | $4,310-73.2% | $6,222-81.4% | $4,126-72.0% |
| Admin fee / account holder | $11,993 | $5,404+121.9% | $9,015+33.0% | $5,651+112.2% |