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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,809 | $78,672-67.2% | $109,163-76.4% | $85,856-69.9% |
| Participation rate | 89.7% | 68.3%+21.4pp | 75.9%+13.8pp | 69.3%+20.3pp |
| Annual return | 8.79% | 25.09%-16.3pp | 25.75%-17.0pp | 318.58%-309.8pp |
| Employer contribution / active EE | $2,992 | $2,734+9.4% | $3,723-19.6% | $2,565+16.6% |
| Participant deferral / active EE | $1,002 | $3,467-71.1% | $4,654-78.5% | $3,952-74.6% |
| Admin fee / account holder | $3,878 | $5,470-29.1% | $6,754-42.6% | $6,261-38.1% |