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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,410 | $64,719-79.3% | $112,249-88.1% | $68,486-80.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -18.97% | -11.40%-7.6pp | 27.48%-46.5pp | -7.85%-11.1pp |
| Employer contribution / active EE | $976 | $2,747-64.5% | $3,636-73.2% | $2,597-62.4% |
| Participant deferral / active EE | $298 | $3,565-91.6% | $4,729-93.7% | $4,028-92.6% |
| Admin fee / account holder | $7,380 | $5,232+41.0% | $6,412+15.1% | $5,404+36.6% |