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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,002 | $65,364-77.0% | $92,909-83.9% | $72,975-79.4% |
| Participation rate | 71.1% | 68.3%+2.7pp | 76.0%-5.0pp | 69.5%+1.6pp |
| Annual return | 17.07% | 42.11%-25.0pp | 109.44%-92.4pp | 81.01%-63.9pp |
| Employer contribution / active EE | $2,793 | $2,594+7.6% | $3,653-23.6% | $2,440+14.4% |
| Participant deferral / active EE | $520 | $3,128-83.4% | $4,238-87.7% | $3,608-85.6% |
| Admin fee / account holder | $911 | $4,251-78.6% | $5,795-84.3% | $5,124-82.2% |